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WORRIED ABOUT RETIREMENT? 401(k) PLANS WORK
8/22/2014

According to ICI, 401(k) plans work in a balanced approach to retirement security. Though the future is never entirely predictable, there's ample data to show how our country's retirement system is working today, and how it's building resources for the decades ahead. In particular, researchers are studying how the increasing use of 401(k) and other defined contribution plans has affected Americans' preparedness for retirement. The answer, according to a growing body of research: taken as part of a broader retirement system, 401(k)s work for working Americans. Retirees do face legitimate risks—but the decline of private-sector defined benefit (DB) plans and the rise of defined contribution (DC) plans, such as 401(k) plans, isn't one of them. This shift isn't unlikely to reduce retirement preparedness... HIGHLIGHTED EVENT: Are you a financial stakeholder interested in financial literacy and education? Attend the SFE&PD's Seventh Annual Financial Literacy Leadership Conference ...

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FINRA

FINRA, the Financial Industry Regulation Authority, is the largest non-governmental regulator for all securities firms doing business with the U.S. public. Created in 2007 through the consolidation of NASD and NYSE Member Regulation, FINRA is dedicated to investor protection and market ingegrity through effective and efficient regulation and complementary compliance and technology-based services. FINRA touches virtually every aspect of the securities business - from registering and educating all industry participants to examining securities firms; writing and enforcing rules and the federal securities laws; informing and educating the investing public; providing trade reporting and other industry utilities, and administering the largest dispute resolution forum for investors and registered firms.



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